Purpose-built insurance products that address the unique risks of data centers and on-site power systems. No more coverage gaps, no more retrofitted policies.
Comprehensive all-risk coverage specifically designed for data center assets. We understand that your facility isn't just a building—it's a complex system of interdependent critical equipment that must work together flawlessly.
Traditional property policies often contain hidden exclusions for the very equipment that makes your data center function. Our forms are engineered from the ground up for digital infrastructure, with explicit coverage for scenarios that other policies leave ambiguous.
Equipment failure, fire, mechanical breakdown, or physical damage to your facility that causes operational downtime.
Utility grid failures, transmission line damage, substation outages, or other off-site power disruptions affecting your operations.
Contingent BI coverage for disruptions at key suppliers, utility providers, or interconnected facilities.
Pre-agreed payouts based on objective triggers like ERCOT emergency levels, grid frequency deviations, or measured outage duration.
Average cost per minute of data center downtime. Every moment of power loss or operational disruption directly impacts your bottom line and your customers' operations.
Standard BI policies often exclude the most common causes of data center downtime: power failures. Our coverage explicitly addresses both on-premises and off-premises power events, including utility outages that traditional policies exclude.
Coverage for income lost during covered outages
Costs to maintain operations or expedite recovery
Costs to recover or reconstruct lost data
Coverage for credits owed to tenants under SLAs
We understand the unique challenges of operating in the ERCOT market. Our coverage accounts for grid stress events, emergency demand response situations, and the evolving regulatory landscape around large power consumers in Texas.
Data center construction projects represent massive investments with tight timelines. A single delay can cost millions in lost revenue. Our Builder's Risk and DSU coverage protects your investment from groundbreaking through go-live.
Comprehensive coverage for the physical construction of your data center, including:
Protection for lost revenue when covered construction delays push back your operational date:
The critical window between construction completion and full operation. Equipment testing, load testing, and system integration create unique exposures.
We have capacity for major data center construction projects:
As on-site power generation becomes increasingly common, our construction coverage extends to dedicated power plants, microgrids, battery storage installations, and other generation assets being built alongside data centers.
Every data center has unique risks. Talk to our team about a customized coverage solution that addresses your specific exposures.