Texas-Based MGA

Insurance Built for Critical Infrastructure

Specialty coverage for data centers and on-site power systems. We understand that losing power isn't just an inconvenience—it's an existential threat.

The Coverage Gap Problem

Traditional insurance wasn't designed for mission-critical digital infrastructure. Standard policies leave dangerous gaps.

Power Outage Gaps

Most policies exclude or severely limit coverage for off-premises power failures and grid outages.

Data Not Covered

Standard property insurance covers hardware but often excludes the data itself or restoration costs.

Equipment Exclusions

Generators, UPS systems, and cooling equipment are frequently excluded from standard breakdown coverage.

SLA Liability Gaps

Liability for SLA breaches and customer credits during outages often falls outside traditional coverage.

Purpose-Built Coverage for Digital Infrastructure

GridFort delivers integrated insurance solutions engineered specifically for data centers and their power systems. We combine deep technical expertise with comprehensive coverage that traditional insurers simply don't offer.

Engineering-driven underwriting based on FM Global standards

Coverage forms designed for data center operations and risks

Power and data risks integrated under one program

Texas expertise with deep understanding of ERCOT challenges

We Speak Your Language

Tier III/IV Uptime standards
N+1 / 2N Redundancy design
PUE Power efficiency
ERCOT Texas grid ops
Five Nines 99.999% uptime

Comprehensive Coverage Solutions

Three integrated products designed to protect every aspect of your critical infrastructure.

Property & Equipment Breakdown

Comprehensive all-risk coverage for buildings, critical systems, and equipment including generators, UPS, chillers, and cooling infrastructure.

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Power-Linked Business Interruption

Coverage for income loss from both on-premises failures and off-premises power events, including utility outages and parametric options.

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Construction & Commissioning

Builder's Risk and Delay in Start-Up coverage for data center projects, protecting your investment through construction and commissioning.

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The Market Opportunity

Data center infrastructure is experiencing unprecedented growth, creating massive demand for specialized insurance solutions.

$347B
Global DC Market (2024)
388
Texas Data Centers
2x
Power Demand by 2030
$9K
Downtime Cost/Minute

Industries We Serve

From hyperscale cloud providers to enterprise data centers, we understand the unique risks of digital infrastructure.

Ready to Close the Coverage Gap?

Let's discuss how GridFort's specialized coverage can protect your critical infrastructure investments.