From hyperscale cloud campuses to edge facilities, we understand the unique risk profiles of every segment of the data center ecosystem.
The largest cloud platforms require insurance partners who understand the scale and complexity of multi-building campuses, massive power demands, and the criticality of 24/7/365 uptime.
Capacity for multi-billion dollar campus portfolios with coordinated coverage across multiple facilities.
Coverage for dedicated substations, on-site generation, and the complex power distribution that hyperscale requires.
Builder's Risk and DSU coverage for aggressive build-out schedules and phased campus expansion.
Key insight: Grid interconnection bottlenecks are forcing hyperscale operators to invest in behind-the-meter generation. Our combined power + data coverage model is designed for this reality.
Coverage for credits and penalties owed to tenants when uptime commitments aren't met.
Contingent BI exposure from tenants who may pursue recovery for their losses.
Understanding and properly valuing the concentration of customer IT assets under your roof.
Seamless coverage for fit-out of new suites and capacity additions within existing facilities.
Colocation operators face a unique risk calculus: you're responsible for uptime not just for your own operations, but for every tenant under your SLA. We understand the liability chain that traditional insurers often miss.
When your facility goes down, you face dual exposure: your own lost revenue PLUS contractual liability to tenants. Standard property policies rarely address this combined risk properly.
Banks, payment processors, healthcare systems, and financial exchanges operate data centers where downtime means regulatory violations, transaction failures, and patient safety risks. The stakes are different—your coverage should be too.
Enterprise operators face regulatory scrutiny that amplifies the impact of any outage:
Enterprise data centers often have unique characteristics: legacy systems integration, custom cooling requirements, and facilities embedded within larger corporate campuses. We underwrite to the specific risk profile, not a generic template.
GPU-dense facilities
GPU farms for AI model training represent the highest power density in the industry. A single rack can draw 100+ kW. We understand the thermal challenges and equipment values involved.
Distributed infrastructure
Edge data centers bring compute closer to users but often operate in less controlled environments. Remote locations, limited redundancy, and harsh conditions require tailored coverage approaches.
Scientific & research computing
High-performance computing facilities for research, simulation, and scientific workloads. Often university-affiliated or government-connected with unique operational profiles.
The newest frontier of digital infrastructure: AI training clusters running at extreme power densities and edge facilities operating in challenging environments far from traditional data center corridors.
AI-focused data centers consume power at rates that would have been unimaginable five years ago. This creates new risk concentrations:
High-density AI facilities increasingly rely on liquid cooling solutions. We're familiar with direct-to-chip, immersion, and rear-door cooling technologies and understand how they change the risk profile.
The trend toward behind-the-meter generation is accelerating. Data centers are building dedicated power plants, microgrids, and battery installations to ensure reliability. We cover these power assets with the same depth as the data infrastructure they serve.
Dedicated peaking plants, combined cycle, and reciprocating engines.
On-site solar, wind, and hybrid systems with storage.
Large-scale BESS installations for load balancing and backup.
Integrated systems combining multiple generation sources with smart controls.
Texas Senate Bill 6 now requires large power consumers (75 MW+) to incorporate on-site backup generation for at least 50% of their load. ERCOT can disconnect data centers during grid emergencies to run on their own generation.
This isn't optional anymore—on-site power is becoming mandatory. Your insurance should reflect this integrated power + data reality.
Small Modular Reactors are emerging as a future power source for data centers. We maintain clear delineation between nuclear and non-nuclear risks, with coverage structures ready for this evolving landscape.
Whether you're a hyperscale builder, colo operator, or enterprise owner, let's discuss coverage tailored to your specific infrastructure and risk profile.